35 Important Bible Verses About Interest (With Commentary)

Having the right attitude towards money and resources is important in our lives. The Bible teaches us valuable lessons about interest, savings, and how we should manage what we have. Understanding these lessons can help us make wise decisions and prioritize what truly matters in life.

Today, we will look at some Bible verses that talk about interest. These verses guide us in our financial choices and remind us to be responsible with our wealth. Whether we are saving for the future or lending to others, these teachings hold key lessons for all of us.

Bible Verses About Interest

God’s View on Lending

In our financial dealings, it is crucial to comprehend how God views lending and borrowing. The Bible covers these interactions to guide us in being fair and just with one another. We understand that when we lend, we should do it with the right intentions and without exploiting the needs of others. By keeping our hearts aligned with love and compassion, we follow the righteous path laid out before us in Scripture.

Exodus 22:25

“If you lend money to any of my people who are in need, do not be like a money lender, charging interest.” – Exodus 22:25

This verse teaches us that we should lend to those in need without seeking profit from their struggles. The heart of lending should be rooted in compassion, rather than a desire to take advantage of someone’s shortage.

Deuteronomy 23:19-20

“Do not charge your brother interest on money or food or anything else that may earn interest. You may charge a foreigner interest, but not a fellow Israelite, so that the Lord your God may bless you in everything you put your hand to in the land you are entering to possess.” – Deuteronomy 23:19-20

This scripture reflects the importance of treating our fellow believers with love and fairness. It’s a reminder that our actions have consequences not just in finances, but in our relationships with each other and our standing before God.

Leviticus 25:35-37

“If your brother becomes poor and cannot maintain himself with you, you shall support him as though he were a stranger and sojourner, and he shall live with you. Take no interest from him or profit, but fear your God, that your brother may live beside you.” – Leviticus 25:35-37

Here, we see God’s call to help those in need without expecting anything in return. When we choose to assist without profit, we align ourselves with God’s principles more closely, fostering a community of support.

Proverbs 28:8

“Whoever multiplies wealth by taking interest or profit from the poor gathers it for him who is generous to the poor.” – Proverbs 28:8

This verse serves as a warning against exploiting those who are struggling. God shifts our focus here; true prosperity comes not from taking advantage but from being generous and kind-hearted.

Psalms 15:5

“…who lends his money without interest and does not accept a bribe against the innocent. Whoever does these things will never be shaken.” – Psalms 15:5

This verse highlights the character of a righteous person, implying that those who practice fair lending will stand firm in their faith. Such ideals lead to stability and assurance in our economic dealings.

Saving Wisely

As we handle our finances, it’s essential to see the importance of savings. The Lord encourages us not just to spend freely but to be wise in setting aside resources for our needs and the needs of others. The discipline of saving not only reflects good stewardship but it also allows us to be prepared for the future, creating opportunities for us to bless others along the way. Our savings can become a source of help for those who find themselves in need.

Proverbs 21:20

“In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.” – Proverbs 21:20

Wise saving is central to a prosperous life. This verse contrasts foolishness and wisdom, encouraging us to be prudent in managing our resources, ensuring we do not exhaust all we have.

Proverbs 30:24-25

“Four things on earth are small, but they are exceedingly wise: the ants are a people not strong, yet they provide their food in the summer.” – Proverbs 30:24-25

The ants serve as an example of preparing for the future through savings. By observing God’s creation, we learn to plan ahead instead of living in uncertainty or fear.

Luke 14:28

“Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?” – Luke 14:28

This verse teaches us to calculate our resources before making significant investments. It encourages us to save enough to ensure we can complete our goals without falling short.

Proverbs 6:6-8

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” – Proverbs 6:6-8

Like the ant, we are called to take initiative and save diligently. Self-discipline in savings can lead to abundant life, and we can manage our financial responsibilities more wisely.

Matthew 25:27

“Well then, you should have put my money on deposit with the bankers, so that when I returned, I would have received it back with interest.” – Matthew 25:27

This parable illustrates the importance of making our resources work for us. Saving in the right way can yield returns that help us be good stewards of what God has provided.

Spirit of Generosity

A spirit of generosity is a core principle discussed in the Bible regarding interest. It’s vital to remember that our attitude towards wealth should never be greedy. Instead, we should foster a mindset focused on sharing and helping others who are in need. This generosity reflects God’s heart and leads to blessings not just for others but for ourselves as well. Knowing that we are able to help others can bring about joy and purpose in our lives.

2 Corinthians 9:7

“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.” – 2 Corinthians 9:7

Here, we see that our giving should come from a desire to bless rather than obligation. When we give with joy, we align with God’s intentions of generosity.

Proverbs 11:25

“A generous person will prosper; whoever refreshes others will be refreshed.” – Proverbs 11:25

This verse highlights the principle of reciprocity. When we extend our hands to help others, we, too, are replenished. God takes care of those who care for the needs of others.

Luke 6:38

“Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.” – Luke 6:38

We are encouraged here to give generously, as it returns to us abundantly. Our resources, when shared, create a cycle of blessings that enrich both the giver and the receiver.

Acts 20:35

“In everything I did, I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: ‘It is more blessed to give than to receive.'” – Acts 20:35

This verse drives home the point that our willingness to give aligns with Christ’s teachings. Giving to help others, even in difficult times, blesses us in ways we cannot always see.

1 Timothy 6:18-19

“Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.” – 1 Timothy 6:18-19

This passage reminds us of the eternal value of generous living. Our acts of kindness are treasures stored up for us in heaven, and they bring tangible fulfillment even on earth.

The Dangers of Greed

As we explore the lessons on interest in the Bible, we must also address the dangers of greed. Greed can lead us to make unwise financial decisions that ultimately harm us and those around us. Scripture warns against the relentless pursuit of wealth that distances us from our loved ones and from God. We should examine our hearts as we engage with finances, ensuring that we are not driven by the desire for more, but aspire to be thankful stewards of what we already possess.

1 Timothy 6:10

“For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.” – 1 Timothy 6:10

This powerful statement teaches us that the desire for money can lead to numerous consequences. Instead of focusing on gain, we should seek God and our relationships above all.

Matthew 6:24

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.” – Matthew 6:24

Here, we learn that our loyalty can only rest in one. We cannot prioritize material wealth and simultaneously have our hearts devoted to God; this could lead to a life filled with spiritual conflict.

Ecclesiastes 5:10

“Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless.” – Ecclesiastes 5:10

This verse shares a profound truth about human nature. The endless cycle of wanting more can leave us feeling empty. Instead, we must find contentment in God’s provision, focusing on what truly matters.

Proverbs 23:4-5

“Do not wear yourself out to get rich; do not trust your own cleverness. Cast but a glance at riches, and they are gone, for they will surely sprout wings and fly off to the sky like an eagle.” – Proverbs 23:4-5

This piece of wisdom calls us to examine our work-life balance. Pursuing riches to exhaustion exhausts our spirit. We are better served investing in relationships and our relationship with God.

James 4:2-3

“You desire but do not have, so you kill. You covet but you cannot get what you want, so you quarrel and fight. You do not have because you do not ask God. When you ask, you do not receive, because you ask with wrong motives, that you may spend what you get on your pleasures.” – James 4:2-3

James points out our misguided desires when we focus merely on personal gain. Instead of being greedy, we should seek God’s wants for our lives as we pursue provision.

The Role of Accountability

In managing our interests and finances, accountability plays a significant role. As we make decisions regarding savings and lending, working together with others provides insight and corrective measures. When we share our financial journey with trusted friends or family, we benefit from their wisdom and experience. Together, we can provide encouragement and support as we strive to align our financial practices with Biblical principles.

Proverbs 15:22

“Plans fail for lack of counsel, but with many advisers they succeed.” – Proverbs 15:22

The importance of surrounding ourselves with wise counsel cannot be understated. Seeking advice helps ensure we make sound financial decisions rather than relying solely on our understanding.

Galatians 6:2

“Carry each other’s burdens, and in this way you will fulfill the law of Christ.” – Galatians 6:2

We are not meant to navigate our financial paths alone. Engaging with others in accountability fosters a sense of support, where we can uplift each other during financial struggles.

Proverbs 27:17

“As iron sharpens iron, so one person sharpens another.” – Proverbs 27:17

This verse confirms that friendships or partnerships are beneficial. Sharing insights strengthens our decision-making process, especially in financial matters.

Luke 6:31

“Do to others as you would have them do to you.” – Luke 6:31

Our actions in financial dealings should align with the Golden Rule. When we consider how we want to be treated, it brings accountability into our choices and guides us toward fairness.

Hebrews 10:24-25

“And let us consider how we may spur one another on toward love and good deeds, not giving up meeting together, as some are in the habit of doing, but encouraging one another.” – Hebrews 10:24-25

This passage highlights the need for community. By maintaining relationships, we can encourage one another in all aspects of life, including how we manage our finances and interests.

Contentment Over Greed

The Bible emphasizes the importance of contentment, especially in our pursuit of wealth and the subject of interest. We are often lured into desiring more than what we have, but the Word encourages us to be grateful and satisfied with God’s provision. When we cultivate a heart of contentment, we step away from greed and find true peace in our lives. Trusting in God, we learn that fulfillment is rooted in Him rather than material possessions.

Philippians 4:11-13

“I am not saying this because I am in need, for I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation…” – Philippians 4:11-13

This beautiful testimony from Paul shares the wisdom of contentment during both abundance and lack. He teaches us that our fulfillment should not rely on financial conditions but on a strong relationship with Christ.

1 Timothy 6:6

“But godliness with contentment is great gain.” – 1 Timothy 6:6

This passage emphasizes that godliness coupled with contentment is more valuable than material possessions. We elevate our spiritual life when we prioritize faith above wealth.

Hebrews 13:5

“Keep your lives free from the love of money and be content with what you have, because God has said, ‘Never will I leave you; never will I forsake you.'” – Hebrews 13:5

God assures us of His constant presence. Instead of seeking financial gains, we can rest assured that He will never abandon us, providing comfort in times of need.

Proverbs 28:20

“A faithful person will be richly blessed, but one eager to get rich will not go unpunished.” – Proverbs 28:20

This verse serves as a reminder that seeking wealth in dishonest or excessive ways may result in negative consequences. Commitment to righteousness yields lasting blessings.

Ecclesiastes 4:6

“Better one handful with tranquility than two handfuls with toil and chasing after the wind.” – Ecclesiastes 4:6

This verse invites reflection on our pursuits. Truly, having just a little with peace of mind is better than having much and feeling restless.

Final Thoughts

As we have explored the topic of interest through the lens of Scripture, it’s clear that God’s wisdom offers timeless guidelines for our financial journeys. We should lend with grace, save prudently, and exercise generosity wisely. Contentment plays an integral role in our happiness, steering us away from greed and towards a fulfilling life. Throughout our financial dealings, accountability within our relationships enriches our experiences and challenges us for the better.

By holding tightly to God’s principles, we can ensure our pursuits in finance are aligned with His will. Let us strive to embody integrity in our dealings, practice wise savings, and embrace a spirit of generosity, reflecting God’s love to those around us. If we keep our focus on Him, we can find peace in our financial decisions.

For more inspiring discussions, feel free to explore important topics like Bible verses about intention or learn more about Bible verses about interest. There’s a wealth of wisdom to discover!