25 Bible Verses About Saving Money (With Commentary)

Managing finances wisely is a prudent practice. Today, we’ll explore Bible verses that provide insights into saving money and being good stewards of our resources. These verses offer timeless financial wisdom for all.

Bible Verses About Saving Money

Proverbs 21:20

“The wise store up choice food and olive oil, but fools gulp theirs down.”

This verse emphasizes the importance of wise financial planning and saving. It encourages us to be diligent and not wasteful, storing up resources for the future instead of indulging in immediate gratification. It highlights the value of saving money for times of need and for future provision.

Proverbs 13:11

“Dishonest money dwindles away, but whoever gathers money little by little makes it grow.”

This verse warns against dishonest gains and encourages us to accumulate wealth through honest and gradual means. It reminds us that ill-gotten wealth is fleeting and unreliable, while the slow and steady accumulation of resources leads to stable financial growth.

Proverbs 6:6-8

“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.”

This verse uses the example of the diligent ant to teach us about the importance of saving. Just as the ant gathers food during the abundant times to prepare for scarcity, we should also be proactive in saving and preparing for future needs. It reminds us that foresight and disciplined saving can lead to long-term financial security.

Proverbs 22:7

“The rich rule over the poor, and the borrower is slave to the lender.”

This verse serves as a cautionary reminder of the consequences of debt. It highlights the power dynamics that exist between the rich and the poor, with the borrower being at the mercy of the lender. It warns against becoming enslaved to debt and encourages us to live within our means, striving to be free from financial obligations to others.

1 Timothy 6:10

“For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.”

This verse reminds us of the dangers of greed and materialism. It cautions against making money the ultimate priority in our lives, as the love of money can lead us astray from our faith and bring unnecessary trouble and grief. It teaches us to prioritize our spiritual well-being over the pursuit of wealth.

Matthew 6:19-21

“Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.”

This verse challenges our perspective on wealth and possessions. It encourages us not to place our trust and security in earthly treasures, which are temporary and vulnerable, but instead to invest in heavenly treasures that are eternal and secure. It teaches us that our priorities and affections should align with where we invest our resources.

Luke 14:28

“Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?”

This verse highlights the importance of financial planning and counting the costs before embarking on any endeavor. It teaches us to be responsible stewards of our resources, carefully considering our financial abilities and limitations before committing to any project or expense. It reminds us to be wise and prudent in managing our finances.

Proverbs 11:26

“People curse the one who hoards grain, but they pray God’s blessing on the one who is willing to sell.”

This verse teaches us about the importance of generosity and sharing what we have with others. It warns against hoarding and selfishness, pointing out that those who are willing to sell or distribute their resources with a spirit of generosity are more likely to receive God’s blessing and favor.

Luke 16:10

“Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.”

This verse speaks to the principle of stewardship and trustworthiness in handling our finances. It reminds us that how we manage small amounts of money reveals our character and integrity. It encourages us to be faithful with whatever resources we have been entrusted with, knowing that responsible stewardship leads to greater opportunities and blessings.

Proverbs 28:19

“Whoever works their land will have abundant food, but those who chase fantasies will have their fill of poverty.”

This verse highlights the importance of hard work and diligence in achieving financial stability. It contrasts the outcomes of those who are diligent and committed to their work, which leads to abundance, with those who are easily distracted and prone to chasing after unrealistic dreams, which leads to poverty. It encourages us to be focused and hardworking in order to prosper financially.

Proverbs 16:3

“Commit to the Lord whatever you do, and he will establish your plans.”

This verse reminds us to surrender our financial endeavors to the Lord. It encourages us to seek His guidance and trust in His provision as we make plans for our finances. By committing our ways to Him, we acknowledge His sovereignty and invite His direction and blessing in all our financial pursuits.

Proverbs 27:23-24

“Be sure you know the condition of your flocks, give careful attention to your herds; for riches do not endure forever, and a crown is not secure for all generations.”

This verse encourages us to be mindful of the state of our resources and assets. It reminds us that wealth is not guaranteed to last forever and that external circumstances can quickly change. It emphasizes the importance of regular evaluation and monitoring of our financial status, ensuring that we are prepared for unforeseen challenges and uncertainties.

Ecclesiastes 5:10

“Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless.”

This verse speaks to the emptiness and futility of pursuing wealth for its own sake. It highlights the insatiable nature of greed and the pursuit of material possessions. It reminds us that true contentment and fulfillment are not found in the accumulation of wealth, but in our relationship with God and the simple blessings He provides.

Psalm 37:21

“The wicked borrow and do not repay, but the righteous give generously.”

This verse contrasts the behavior of the wicked and the righteous in managing their financial obligations. It warns against dishonesty and the failure to repay debts, while encouraging the righteous to embrace a spirit of generosity and willingness to give. It reminds us that our financial choices and actions reflect our character and integrity before God.

Proverbs 19:17

“Whoever is kind to the poor lends to the Lord, and he will reward them for what they have done.”

This verse highlights the importance of showing compassion and generosity towards those in need. It teaches us that when we lend a helping hand to the poor, we are lending to the Lord Himself. It assures us that God acknowledges and rewards our acts of kindness and compassion, reminding us that true wealth is not solely measured by material possessions, but also by our willingness to serve others.

Malachi 3:10

“Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.”

This verse speaks specifically about tithing, the act of giving a portion of our income to support the work of God’s kingdom. It encourages us to faithfully give our tithes and offerings, promising that God will pour out immeasurable blessings upon us in return. It challenges us to trust in God’s provision and generosity as we prioritize giving back to Him.

2 Corinthians 9:7

“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”

This verse reinforces the importance of giving with a willing and joyful heart. It reminds us that our giving should not be driven by obligation or pressure, but by a sincere desire to bless others and honor God. It encourages us to prayerfully consider our giving and to give according to what we have decided in our hearts, knowing that God sees and values our cheerful generosity.

Proverbs 3:9-10

“Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine.”

This verse urges us to honor God with our financial resources by giving Him the first portion of our income. It underscores the principle of prioritizing God in our finances and trusting Him to bless and multiply what we have. It assures us that as we faithfully prioritize God’s kingdom, He will abundantly provide for our needs and bless us with overflow.

Matthew 6:24

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.”

This verse emphasizes the incompatibility of serving both God and money. It challenges us to examine our priorities and allegiances, reminding us that our loyalty should be fully devoted to God rather than to the pursuit of wealth. It encourages us to seek contentment and fulfillment in our relationship with God, rather than in the accumulation of material possessions.

Luke 12:15

“Then he said to them, “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.”

This verse serves as a warning against the dangers of greed and materialism. It reminds us that true fulfillment and meaning in life are not determined by the abundance of possessions, but by our relationship with God and the values we uphold. It encourages us to be vigilant and guard our hearts against the allure of greed, focusing on eternal treasures rather than temporary riches.

Psalm 62:10

“Do not trust in extortion or put vain hope in stolen goods; though your riches increase, do not set your heart on them.”

This verse cautions against placing our trust and hope in ill-gotten wealth. It warns against the pursuit of dishonest gain, reminding us that no matter how much material wealth we accumulate, our true security and contentment should never be rooted in possessions. It encourages us to prioritize integrity and righteousness in our financial pursuits.

Philippians 4:19

“And my God will meet all your needs according to the riches of his glory in Christ Jesus.”

This verse reassures us of God’s faithfulness and provision in our lives. It reminds us that as we trust in Him and prioritize His kingdom, He will abundantly meet all of our needs. It encourages us to have faith in God’s provision, knowing that He is our ultimate source and sustainer.

Proverbs 30:8-9

“Keep falsehood and lies far from me; give me neither poverty nor riches, but give me only my daily bread. Otherwise, I may have too much and disown you and say, ‘Who is the Lord?’ Or I may become poor and steal, and so dishonor the name of my God.”

This verse is a humble prayer for God’s provision and contentment. It acknowledges the dangers of extreme poverty and extreme wealth, both of which can lead to spiritual harm. It teaches us to seek the balance of having our daily needs met without becoming self-sufficient and forgetting our dependence on God. It reminds us to trust in God’s provision and remain faithful to Him in all circumstances.

Psalm 24:1

“The earth is the Lord’s, and everything in it, the world, and all who live in it.”

This verse serves as a reminder of God’s ownership over all things. It reinforces the truth that everything we have ultimately belongs to Him. It encourages us to approach our finances with a mindset of stewardship, recognizing that we are entrusted with God’s resources and should honor Him in how we manage and utilize them.

Also Read: Bible Verses About Sleep And Rest

What does the Bible say About Saving Money?

In our exploration of what the Bible teaches about saving money, we find several principles and insights that can guide us in managing our finances wisely.

1. Stewardship: The Bible emphasizes the concept of stewardship, reminding us that all we have belongs to God. In this context, saving money is seen as a responsible way to manage the resources entrusted to us. We are encouraged to be faithful stewards of what we’ve been given (1 Corinthians 4:2).

2. Planning and Prudence: Proverbs, in particular, contains many verses that speak to the importance of planning and prudence in financial matters. Proverbs 21:20 advises that “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.” This implies that we should save and invest wisely for the future.

3. Avoiding Debt: The Bible encourages us to avoid unnecessary debt. Proverbs 22:7 warns, “The rich rule over the poor, and the borrower is servant to the lender.” Saving money can help us avoid accumulating debt and becoming enslaved to it.

4. Providing for Family: The Bible underscores the importance of providing for our families. In 1 Timothy 5:8, it says, “But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.” Saving money can enable us to fulfill this responsibility.

5. Generosity: While saving is important, the Bible also encourages us to be generous and to help those in need. Proverbs 19:17 states, “Whoever is generous to the poor lends to the Lord, and he will repay him for his deed.” Saving allows us to have the means to be generous when the opportunity arises.

6. Trust in God: It’s important to remember that our trust ultimately rests in God, not in our savings. Proverbs 3:5-6 reminds us to trust in the Lord with all our hearts and not lean on our own understanding. While saving is prudent, our ultimate security comes from our relationship with God.

7. Contentment: The Bible teaches us to be content with what we have. 1 Timothy 6:6-7 says, “But godliness with contentment is great gain, for we brought nothing into the world, and we cannot take anything out of the world.” While we save, we should also cultivate contentment and not let the pursuit of wealth consume us.

In summary, the Bible encourages us to save money responsibly as part of our stewardship of God-given resources. It emphasizes planning, avoiding debt, providing for our families, being generous, trusting in God, and finding contentment in what we have. These principles can guide us in making wise financial decisions and aligning our financial practices with our faith.